Key Takeaways
- Thrivent Charitable helps individuals include giving in their financial planning, making it easier to support causes they care about while also meeting personal financial goals.
- From donor-advised funds to charitable gift annuities and legacy funds, Thrivent offers a range of tools to match your giving style, whether you want to give now, later, or for generations to come.
- All investments and strategies through Thrivent Charitable follow Christian values, ensuring your money supports your beliefs even before it’s granted to charities.
- Thoughtful charitable planning can reduce taxes, provide income, support your family, and leave a lasting legacy—all while helping others and creating a better future.
Giving to others is a powerful way to make the world better. But when it’s part of your financial planning, it can also help you reach your personal and family goals. Thrivent Charitable Financial Planning helps people give to causes they care about while also managing their money wisely. It’s all about giving smartly for a better future.
Table of Contents
What Is Thrivent Charitable Financial Planning?
Thrivent Charitable is part of a nonprofit organization that works with people who want to include giving in their financial plans. They help you give in ways that make a bigger impact, both for the charities you support and for your own financial health.
They offer services like:
- Donor-advised funds (DAFs)
- Endowments and legacy funds
- Charitable gift annuities
- Charitable trusts
Their team works with individuals, families, and financial advisors to make giving easy and meaningful.
Why Add Giving to Your Financial Plan?
Most people give because they want to help others. But giving can also come with benefits when it’s part of a smart plan. With good financial planning, your gifts can:
- Lower your taxes
- Help support loved ones and causes you care about
- Leave a lasting legacy after you’re gone
Thrivent Charitable helps you combine financial planning with generosity so you don’t have to choose between helping others and taking care of your own needs.
Key Giving Tools from Thrivent Charitable
1. Donor-Advised Funds (DAFs)
A donor-advised fund lets you donate money now, get a tax benefit, and then decide which charities you want to support later.
It’s kind of like having your own charitable account. You can add money when it’s right for you, and then give it out over time to the causes that matter most. Thrivent Charitable offers support and tools to help you manage your fund with ease.
2. Endowments and Legacy Funds
If you want your giving to continue long after you’re gone, an endowment or legacy fund might be a good choice. You donate money to the fund, and it gets invested. Then, each year, part of the earnings go to charities you choose.
It’s a great way to support your favorite causes year after year—even after your lifetime.
3. Charitable Gift Annuities (CGAs)
This giving option allows you to support a cause while still receiving income. Here’s how it works you give money to Thrivent Charitable, and in return, you get regular payments for the rest of your life. After you pass away, the rest of the money goes to the charity you chose.
This is a smart choice for people who want steady income and still want to give back.
4. Charitable Trusts
There are two main types of charitable trusts:
- Charitable Remainder Trusts (CRTs): You get income from the trust for a set time, then the rest goes to charity.
- Charitable Lead Trusts (CLTs): The charity gets money first for a certain number of years, then the rest goes to your family or others you choose.
These are great tools if you have more to give and want to reduce taxes while still helping loved ones.
Matching Your Money to Your Values
Thrivent Charitable helps you give in a way that fits your values. They look at your full financial picture, including:
- What causes you care about
- How much you want to give now and later
- Your retirement goals
- Your estate or legacy plans
Their team works with your financial advisor to build a giving plan that’s right for you and your family.
Investing with Purpose
Money placed in Thrivent Charitable giving accounts is invested in ways that align with Christian values. That means even before your money is given to charity, it’s doing good work—supporting businesses and investments that match your beliefs.
So you can feel good knowing your giving is creating positive change from day one.
Who Can Use Thrivent Charitable Services?
Thrivent Charitable can help many types of people, including:
- Families who want to teach their children about giving
- Retirees who want income and impact
- Business owners looking for tax-smart ways to give
- Churches and ministries that want to start a fund
- Financial advisors wanting to offer more to their clients
Whether you’re giving for the first time or have been doing it for years, Thrivent Charitable has tools to help you do it well.
Why Choose Thrivent Charitable?
Here are some things that make Thrivent Charitable special:
- Faith-Based Values: They follow Christian principles of generosity and good stewardship.
- Expert Help: Their team has years of experience helping people give wisely.
- Flexible Tools: They offer a wide range of options—from simple to complex.
- Education and Support: They offer resources to help you understand how to give well.
They don’t just help you give—they help you give with confidence and purpose.
Giving with a Plan for the Future
Giving isn’t just about helping today it’s about planning for a better tomorrow. When you give through Thrivent Charitable, you’re not just writing a check. You’re creating a plan that reflects your values, supports your family, and leaves a mark on the world.
You can:
- Take care of your financial goals
- Reduce your tax burden
- Support the causes you love
- Build a lasting legacy of generosity
With the right plan, your money can make a difference today—and for years to come.
